A bank account number is a unique set of digits assigned when you open a bank account. It helps bank officials or other financial institutions to identify you with your account numbers.
The financial institute provides a unique account number for each bank account holder. These bank account numbers can be eight to twelve digits or even up to seventeen digits depending on the bank.
Generally, the account number consists of a numeric pattern, but some banks use alpha-numeric combinations in the account number. The bank uses these numbers to identify your account.
Don’t mistake a bank account number with a nine digits routing number, that functions as an address for your bank. In this guide, we will focus on bank account numbers.
How Many Digits are there in a Bank Account number?
Bank account numbers are usually eight to twelve digits long. But some account numbers can be 17 digits depending on the bank. You can find your account number in several ways, such as on checks, online, or by contacting the bank.
Bank wise number of digits in the bank account is given below:
| SNo | Name of Bank | Number of digits |
|---|---|---|
| 1 | JPMorgan Chase | 9/12 |
| 2 | Bank of America | 12 |
| 3 | Wells Fargo | 10/11 |
| 4 | US Bank | 10/12 |
| 5 | Citi Bank | 8 |
| 6 | Capital One Bank | 10/11 |
| 7 | HSBC | 12 |
| 8 | Goldman Sachs | 9/12 |
| 9 | TD Group US Holdings | 8 |
| 10 | Barclays | 8 |
| 11 | PNC bank | 9/12 |
| 12 | BMO Harris | 11 |
| 13 | American Express | 15 |
| 14 | First Republic Bank | 12 |
| 15 | Bank of New York Mellon | 12 |
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Is the Routing number the same as the Bank account number?
The nine-digit routing number identifies the financial institution where you hold the account. On the other hand, the account number is a unique 8 to 17-digit number that identifies your account within the bank.
What is the Purpose of a Bank account number?
A bank account number helps manage transactions in your account. Using this, the bank keeps records in your account like credit, debit, bill pay, shopping, etc. Overall, the account number is commonly used for transactions like money transfers, cash deposits, cash withdrawals, etc.
Is your Debit card number the same as your Bank Account Number?
Usually, the debit card is the sixteen-digit number that appears on the card which is your debit card number. This is unique to your checking account but different from your account number.
How to Find Your Bank Account Number?
You can find your bank account number in several ways, such as on your monthly bank statement, or your paper checks. However, you can find your bank account number by visiting the branch.
How to keep your bank account number safe?
You should be careful about your banking information to avoid any bank scams. Protecting your bank account is an important part of you. Here are some ways to help keep your bank account safe:
- Never share your account number and routing number anywhere.
- Do not give your financial information over the phone if you do not know the person or organization.
- Always activate two-factor authentication when Banking online.
- Report lost or stolen checks immediately so that your financial institution can stop payment.
- You need to store financial information like bank details like routing numbers, account numbers, invoices, debit cards, credit cards, etc.
What to do if someone has your bank account number?
If you believe that your bank account information or card has been stolen, the first step is to freeze your account. If this is your debit card, apply for a new card. In this way, your bank account information will be safe.
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FAQs
Bank account numbers are generally 8 to 12 digits, but, some banks provide 17-digit account numbers.
Many banks provide 11-digit account numbers such as BMO Harris, Capital One Bank, Wells Fargo, etc.
The following banks provide 12-digit account numbers., such as Bank of America, US Bank, First Republic Bank, Bank of New York Mellon, and more.
Generally, routing numbers indicate your bank’s address, while account numbers identify the account you have with the bank.
