How to close a Central Bank of India Account Online?

If you feel that your Central Bank of India account is no longer needed. If you already have multiple bank accounts, then you should close them. Otherwise, you have to pay banking charges for maintenance or others services. Closing a bank account is very simple, like you opening bank account.

To operate multiple bank accounts, you will have to pay a separate maintenance fee for each account. This is difficult for a typical customer, and you have to take care of each account, such as deposits, withdrawals, bank visits, etc.

So it is better to close your account to avoid such activities, and you don’t need to visit the branch to close your account. You might find it very complicated, but it is not, you can do it very easily. You have to follow the steps given below.

So, if you are decided and want to know how to close your central bank of India account online, this article will help you do so.

Why Need to Close Bank Account?

There will be multiple reasons for customers to close their bank accounts. Reasons for closing a bank account can be as follows.

• Multiple Bank Accounts
• Non-Performing Banks
• Due to Additional Fees and Maintenance Charges
• Non-availability of Nearby Branches
• Bad Banking Service
• Poor Online Banking Service
• Bad Banking Staff

For all those reasons, the customer may want to close their account. Hence, before closing your CBI account, you must clear all the past dues and ensure that your account balance is at zero balance.

How to Close Central Bank of India Account Online?

Unfortunately, the central bank does not provide an option to close the bank account online. So, if you are looking for how to close a central bank account online, you will not get this option. To close the bank account, you need an account closure form, which you will get it online.

Account closure form:

You can easily download the account closure form online, provided by the central bank. So, download it and take a printout of the closure form.

• Fill out the closure form
• Attach required documents
• Keep debit card, chequebook and bank passbook ready

Now, visit the nearby branch and submit your closure form, and bank documents to the Bank Manager. Your account will be closed within a week, but sometimes it will take longer to complete.

Steps To Close Central Bank of India Account

Another best way is to close your Central Bank on India bank account by visiting the branch. Collect the account closure form at the counter and fill it in with your account number, name, address etc. If you have any previous dues, clear them and make your account zero balance.

• Attach your xerox documents like your Aadhar card, PAN card or Voter card.

• Now, submit the closure form to the bank manager, and the manager can ask for a debit card, chequebook or passbook.

• So, also submit all the banking documents along with the closure form.

In a few days, your account will be closed successfully. So, there is no direct option to close the account online. But you can download the closure form online to close your account. You don’t need to visit the branch for the closure form.

Central Bank of India Account Closure Charges

There is no fee for closing the account, and you can close your account without paying any charges or fees.

FAQs