Indian Overseas Bank Timings- Working hours, lunchtime

Indian Overseas Bank (IOB) is a public sector bank having more than 3000 branches across India. Sometimes we need to visit the bank to operate our bank accounts. If we go to the bank at the wrong time, we have to wait for bank opening time, working hours, lunch hours, Saturday, Sunday, etc.

But, if you know the Indian Overseas Bank timings, you don’t need to wait. Bank timings are almost the same for all banks in India, but, sometimes, timings may vary depending on some workload, geo-location and exigencies.

The Indian Overseas Bank provides a wide range of banking services for customers. Therefore, if you are a customer, then you must visit the branch for your banking works, such as cheque deposits, cash withdrawals, loan purposes, document submission, etc.

In this article, we will mention Indian Overseas Bank timings including working hours, lunch hours, NEFT, RTGS, lunch, the bank closed, Saturday banking timings, Sunday etc.

Indian overseas bank timings in 2023

Banking services are almost online for customers, yet many banking operations require us to visit a branch. Bank timings may change from time to time each year. The following banking working hours are mentioned with reference to the year 2023.

This bank will remain closed on the second and fourth Saturdays of every month, and the first, third and fifth Saturdays of every month will be full working days. All banking working hours regarding Indian overseas bank is mentioned in the table below:

Furthermore, there are several banking timings of Indian Overseas Bank, which will be important to know when you visit the branch. These are…

1. Lunch hours
2. NEFT timings
3. RTGS timings
4. Locker timings

Lunch timings

There is no specific lunchtime at Indian Overseas Bank, even other banks, but bank officials generally go for lunch from 1:30 pm to 2:30 pm. So, there is no fixed time; Branch to branch, this may change. They also work rotation-wise during the lunch hour to provide better customer service.

Lunch hours: 1:30 PM to 2:30 PM.

See also – Post Office Timings

NEFT timings

Indian Overseas Bank also provides funds transfer facilities through NEFT; you can avail of this facility by visiting the branch from Monday to Friday. So, you must be aware of NEFT timings besides bank timings. Furthermore, you can also transfer funds using internet banking and mobile banking.

NEFT’s full form is National Electronics Fund Transfer which allows the customer to transfer funds from one account to any bank account across the country. Generally, NEFT timings are from Monday to Friday, 8:00 am to 7:00 pm, and the timings will remain the same on Saturday working days.

But, if you accidentally transfer funds through NEFT on Saturday (2nd and 4th Saturday), it will be completed the next Monday (on a working day).

RTGS timings

It will also be the same as NEFT; RTGS fund transfer timing is 8 AM to 7 PM from Monday to Friday. RTGS services will be available on the 1st, 3rd, and 5th Saturday of every month. On the other hand, the second and fourth Saturdays will be closed.

The full form of RTGS is Real Time Gross Settlement, which allows your request for fund transfer or settlement to be fulfilled immediately instead of settling in batches.

Locker timings

The locker timings are restricted; you can get this service during banking working hours. There are no other specific timings in Indian Overseas Bank.

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