How to Transfer Money from Zelle to Cash App?

Zelle and Cash App are separate payment platforms that do not work for direct transactions. But if for some reason you want to send money from the Zelle app to the Cash app, you can use another method.

Normally, the Zelle app uses banks and credit unions to send money from one bank account to another, and most users in the United States use the Zelle platform.

Cash App also provides a mobile payment service and does not support direct transactions with the Zelle App, but this may change over time.

Both apps are a great way to send and receive money between your family and friends. You may also know that direct money transfer from Zelle to Cash App or from Cash App to Zelle is not supported- but in such cases, there are some workarounds that you must know about.

How do Zelle and Cash App Work Together?

There is no way to transfer money directly between Zelle and Cash App. But, you can transfer funds between your bank account linked with Zelle. Similarly in your Cash App account if you link the bank account with Cash App. This means you can transfer money to your linked bank account using both platforms.

Steps to Add Bank Account to Cash App:

To add your bank account to Cash App, follow the steps given below:

  • You need to open your Cash app and tap on Profile at the top right of the screen.
  • Scroll down and tap the Linked Banks option. Select the Liked Debit Card option on the next screen.
  • You will have the option to enter your debit card number, but skip that and select No Card at the bottom of the screen.
  • Tap on “No Card” and the Link Your Bank Account screen will appear. Select Continue.
  • Now select your Bank or Financial Institute on the next screen to link your bank account with Cash App.

How to Transfer Money from Zelle to Cash App?

Some banks do not offer Zelle, but if your bank does offer Zelle, the money will be in your bank account and you can transfer it within minutes. Similarly, transferring funds from your Cash App account is easy, just tap on the Money tab in Cash App to initiate the transfer.

See also – Best money transfer apps

Steps to Add Bank Account to Zelle:

Some banks let you enrol in the Zelle app using your online banking login credentials. If your bank supports this feature, this is an easy way to link your bank account.

  • Initially, you have to use your online banking username and password to link your bank account to the Zelle app.
  • Once Logged in, you can also use Touch ID or fingerprint to log in fast.
  • Now, you can securely access your bank accounts. You will have access to your account balance, and Zelle transaction history. You can also choose which of your accounts you want to use to send and receive money.

Zelle vs. Cash App

Cash AppZelle
Zelle deposits money directly into
Your connected bank account
and it gets deducted from your
bank account.
Like the Cash app, Zelle is a
peer-to-peer (P2P) money
transfer platform and it connects
to your bank account
Cash App lets you send and receive money
with other Cash App users, either from
your bank account or directly
from the Cash app.
If your bank doesn’t support Zelle,
You can download the Zelle app
and link your bank account with
a debit card.
You can keep money in your Cash App
digital wallet.
If your bank doesn’t support Zelle,
you can download the Zelle app
and link your bank account with
a debit card.
In Cash App, you will have to wait for
a few days for the free transfer
option or you can pay a small fee
for instant transfers.
Zelle allows you to make transfers
between bank accounts instantly
and for free.
Cash App is a great option if you want
digital banking, investing in stocks
and buy bitcoin
If you’re in the US, Zelle can help
you save a lot on local transfer fees.
Does the Zelle app support prepaid cards?

Zell app does not support prepaid cards to transfer money, but you can add your debit card which is linked to your bank account.

Can I receive money from Zelle without a bank account?

If your bank account doesn’t support Zelle, you can use the Zelle app. Simply link an eligible debit card to access Zelle. To send or receive money, at least one person needs to have bank access to the Zelle network.

Is Zelle or Cash App more secure?

Both apps are secure digital finance platforms that use two-factor authentication and data encryption to keep your money safe.

Is Zelle owned by Cash App?

Zelle is operated by Early Warning Services, LLC, which is co-owned by seven of the nation’s largest banks.

What is the advantage of using Zelle instead of Cash App?

If you are in the United States, the Zelle app can help you save a lot on local transfer fees.

What is the advantage of using Cash App instead of Zelle?

There are many great alternatives to Cash App, especially if you want to like digital banking, invest in stocks, buy Bitcoin etc.


Last word, you can’t use Zelle to transfer money to your Cash app, similar to Zelle’s Cash app. You can link your bank account to both Zelle and Cash App. And indirectly you can transfer money to your bank account which is linked in both the apps. Zelle doesn’t have any store or wallet to store money but Cash App is a digital wallet.

About Sarif

Hi, I am Sharif (B.Com) financial advisor with 8 years of working experience in Axis Bank.

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