Zelle and Cash App are separate payment platforms that do not work for direct transactions. But if for some reason you want to send money from the Zelle app to the Cash app, you can use another method.
Normally, the Zelle app uses banks and credit unions to send money from one bank account to another, and most users in the United States use the Zelle platform.
Cash App also provides a mobile payment service and does not support direct transactions with the Zelle App, but this may change over time.
Both apps are a great way to send and receive money between your family and friends. You may also know that direct money transfer from Zelle to Cash App or from Cash App to Zelle is not supported- but in such cases, there are some workarounds that you must know about.
How do Zelle and Cash App Work Together?
There is no way to transfer money directly between Zelle and Cash App. But, you can transfer funds between your bank account linked with Zelle. Similarly in your Cash App account if you link the bank account with Cash App. This means you can transfer money to your linked bank account using both platforms.
Steps to Add Bank Account to Cash App:
To add your bank account to Cash App, follow the steps given below:
- You need to open your Cash app and tap on Profile at the top right of the screen.
- Scroll down and tap the Linked Banks option. Select the Liked Debit Card option on the next screen.
- You will have the option to enter your debit card number, but skip that and select No Card at the bottom of the screen.
- Tap on “No Card” and the Link Your Bank Account screen will appear. Select Continue.
- Now select your Bank or Financial Institute on the next screen to link your bank account with Cash App.
How to Transfer Money from Zelle to Cash App?
Some banks do not offer Zelle, but if your bank does offer Zelle, the money will be in your bank account and you can transfer it within minutes. Similarly, transferring funds from your Cash App account is easy, just tap on the Money tab in Cash App to initiate the transfer.
See also – Best money transfer apps
Steps to Add Bank Account to Zelle:
Some banks let you enrol in the Zelle app using your online banking login credentials. If your bank supports this feature, this is an easy way to link your bank account.
- Initially, you have to use your online banking username and password to link your bank account to the Zelle app.
- Once Logged in, you can also use Touch ID or fingerprint to log in fast.
- Now, you can securely access your bank accounts. You will have access to your account balance, and Zelle transaction history. You can also choose which of your accounts you want to use to send and receive money.
Zelle vs. Cash App
| Cash App | Zelle |
|---|---|
| Zelle deposits money directly into Your connected bank account and it gets deducted from your bank account. | Like the Cash app, Zelle is a peer-to-peer (P2P) money transfer platform and it connects to your bank account |
| Cash App lets you send and receive money with other Cash App users, either from your bank account or directly from the Cash app. | If your bank doesn’t support Zelle, You can download the Zelle app and link your bank account with a debit card. |
| You can keep money in your Cash App digital wallet. | If your bank doesn’t support Zelle, you can download the Zelle app and link your bank account with a debit card. |
| In Cash App, you will have to wait for a few days for the free transfer option or you can pay a small fee for instant transfers. | Zelle allows you to make transfers between bank accounts instantly and for free. |
| Cash App is a great option if you want digital banking, investing in stocks and buy bitcoin | If you’re in the US, Zelle can help you save a lot on local transfer fees. |
FAQs
Zell app does not support prepaid cards to transfer money, but you can add your debit card which is linked to your bank account.
If your bank account doesn’t support Zelle, you can use the Zelle app. Simply link an eligible debit card to access Zelle. To send or receive money, at least one person needs to have bank access to the Zelle network.
Both apps are secure digital finance platforms that use two-factor authentication and data encryption to keep your money safe.
Zelle is operated by Early Warning Services, LLC, which is co-owned by seven of the nation’s largest banks.
If you are in the United States, the Zelle app can help you save a lot on local transfer fees.
There are many great alternatives to Cash App, especially if you want to like digital banking, invest in stocks, buy Bitcoin etc.
Conclusion
Last word, you can’t use Zelle to transfer money to your Cash app, similar to Zelle’s Cash app. You can link your bank account to both Zelle and Cash App. And indirectly you can transfer money to your bank account which is linked in both the apps. Zelle doesn’t have any store or wallet to store money but Cash App is a digital wallet.
