Cash App is a popular mobile payment application that allows you to send and receive money instantly to your friends, family and others. But for transactions, you have to link your bank account or debit card or credit card.
Here, the credit card link is also the same process as you link your bank account or debit card. If you want to expand your payment options on Cash App, it might be a good idea to link your credit card.
Here’s a step-by-step guide on how to link your credit card in Cash App and transfer money without your bank account.
Does Cash App Accept Credit Card Linking?
Cash App allows you to link your credit cards to your Cash App accounts. This facility enables you to make payments, send money and fund using your linked credit card. However, Cash App charges a 3% fee on credit card payments.
Note: To confirm the current status of credit card linking in Cash App, visit the official Cash App website and FAQ for the latest information. Cash App policies and features may change over time.
How to Link Credit Card in Cash App?
Step 1: If you don’t have the Cash app, download and install the Cash app from the App Store (iOS) or Google Play Store (Android). This is a free app so you will not be charged any fee for the download.
Step 2: For a new user complete the signup process for login to Cash App. But, if you are an existing user then you can login with your existing credentials.
Step 3: Once logged in, you will be taken to the Cash App home screen. Look for the profile icon (a small person-shaped icon) on the top-left corner of the screen and tap on it. This will take you to your account settings.
Step 4: Tap on the “Linked Bank” option. On the next page, you will get the option to link your credit card as “+ Link Credit Card”.
Step 5: Select the “+ Link Credit Card” tab and enter your credit card details. You need to enter the following details:
- Credit Card Number: Type in the 16-digit number on the front of your credit card.
- Expiry Date: Enter the expiry date and year of your credit card.
- CVV: CVV (Card Verification Value) is the three-digit code located on the back of your credit card. Enter it in the appropriate field.
- Zip Code: Enter the zip code associated with your credit card billing address. Tap on the Link Card option.
Cash App will verify your credit card details to ensure the information is with your bank. A small charge may apply to your credit card, which is refunded later. You can check your credit card statement for the exact amount of the charge.
Read also – How to Change Bank in Cash App
How to Transfer Money from a Credit Card in Cash App?
You can use the credit card option to send and receive funds as well as shop online or at stores that accept Cash App payments. So first of all, link your credit card with your Cash App by following the above steps:
- Open Cash App and Enter the amount. Then tap the Pay tab.
- Choose the recipient to whom you want to send the money.
- Tap the amount you’re sending.
- Select your credit card from the list for transfer.
- Now, tap the Pay tab to send money from your credit card.
This is how you can send money to anyone with a credit card in Cash App.
Read also – Debit card zip code
Cash App FAQs
Cash App supports these credit cards such as Visa, MasterCard, American Express and Discover. But, most prepaid cards are also supported.
Cash App currently does not accept Business Debit Cards, ATM Cards or PayPal.
You can use Cash App without a credit card. You need to link a debit card or Bank for transactions.
You will have to pay a 3% extra (fee) if you transfer money from a credit card in Cash App.
Cash App lets you send and receive money up to $1,000 within any 30-day period. If you want to increase the limit, you will need to verify your identity using your full name, date of birth and your SSN.
